How to Get Ideas for Self Employment

How to Get Ideas for Self Employment

There are many things people can do to start making money through self-employment. For most, it's just a matter of coming up with an idea. Most people who earn a living being self-employed are not doing anything novel or new. If you like the idea of becoming an entrepreneur, but do not have any ideas about where you want to start, here are some ways to get some self-employment ideas.

Step by steps

1. Think about self-publishing an ebook online. Whatever your career has been, your experience is valuable to others. Focus on any superior skills. Publishing an ebook online is relatively inexpensive. Check out and Amazon. com for free and low cost self-publishing.

2. Find a niche market for yourself from your hobbies or work experience. If you're a photographer or an artist, create an ebay store to sell your products. Create jewelry or sell used books online.

3. Go to the library and peruse titles of books for ideas. When you find something that interests you, research it further.

4. Think about taking a small element, concept, or product from the companies you have worked for and marketing it online. Research the idea online.

5. Start a daycare business in your home if you love children.

6. If you love to cook, start a catering business.

7. Start a cleaning business, especially if you love to clean. You can also specialize in a certain aspect of cleaning like windows, floors, and closets.

8. If you're an avid gardener and love planting flowers, start offering your services in your neighborhood.

9. Become an avid blogger. Start a blog at about your experiences finding self employment ideas and monetize the blog with Google Adsense. Check out for high traffic keywords.

10. Start off trying a few different ideas at once. By diversifying your interests, it's more likely one of your ideas will take off.

11. Use your area of expertise to be a consultant at Set your own hourly rate and chat with people online. eLance is another popular website people use to promote their talents.

12. Ask your friends what they think your best talent is for making money. Many times friends and family can help you recognize your true calling.

13. Start offering services for the elderly in your neighborhood. The Baby Boomer generation has created a lucrative market for services related to the elderly. There are many things you can do like shopping, driving, cooking and gardening for the elderly.

14. Consider getting a real estate license. Search your state's website for information about how to pass the real estate salesperson or broker exam.

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Health Insurance Sales Tips

Selling health insurance is a highly competitive way to earn a living. However, you can set yourself apart from the rest of the health insurance salespeople out there by incorporating an organized contact plan, strategic sales letters and an aggressive referral plan into your daily health insurance marketing plan.

Contact Plan
An effective contact plan ensures that you have a detailed record of each of your contacts, so you can quickly and efficiently work on every contact until a clear outcome is achieved--either you sell the contact a health insurance policy or the contact is no longer in the market for your services.

You can construct your own contact plan by first making a list of all of your current prospects. Then, write down how you can leverage yourself to get noticed by that contact, such as through networking functions, emails or in-person presentations. Then, write down how you can specifically help that person get the most coverage for their money. Finally, you will want to contact that person in a timely and professional manner until you have gained a definitive yes or no answer.

Well-written health insurance marketing letters can save you a lot of time prospecting new clients. The trick to writing attention-grabbing marketing letters is to send a series of letters that entices the recipient to want to hear about what you have to offer.

The first letter that you send to your prospects should be a light-hearted introduction letter that briefly explains your benefits and services and offers a free personalized consultation. Your second letter should pack a heavier punch by directly asking the prospect to give you at least 20 minutes of their time to take advantage of your personalized consultation. Your third prospecting letter should resemble the second letter, but offer a "last chance" appeal to present your services. You should use humor in your last-chance letter, such as enclosing a band aid with the words, "I got you covered" written on it to further entice your prospect.

Follow up with your prospects one to two days after your third letter to set an appointment.

Every sale you make is an opportunity to make new sales through a personal referral process. People are more likely to purchase your health insurance coverage if someone they know and trust has recommended you, so make it a point to ask your clients for referrals on a regular basis.

Adapt referral generation into your health insurance sales habits by asking for referrals in your initial agreements. Ask your prospects questions like, "If I do a great job handling your health insurance, will you give me a certain number of referrals per year?" You can also answer client compliments with, "I'm pleased that you are satisfied with my work. Who else do you know who can benefit from my health insurance services?"

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Career Fair Resume Tips

Career Fair Resume Tips

Career fairs are an excellent opportunity for job hunting. These events bring a wide variety of companies under the same roof. Rather than cold-calling employers that you hope to work for, you can be sure that the employer at a job fair has come looking for you. However, the competition at a job fair can be fierce and a well-prepared resume is crucial to coming out ahead.

Know Your Target
Most career fairs will post a list of the companies attending on their web page or printed materials. Take the time to carefully read through this list. Target several employers that you think may be a good fit for you. Once you have some companies set in your sights, it’s time to research them. Find out about the corporate culture, history, and goals and objectives of the company. Then take some time to consider how you will fit into that company and what you have to offer them. Job fair employers hear a lot of canned answers that could be applied to any situation, so you will have a distinct advantage if you can impress them with how much you already know about the company as well as concrete examples of what you could do for them.

Tailor Your Objective
Once you have targeted some specific companies and positions that you want to go after, you should make your resume fit these goals. The objective section of the resume is often the trickiest at a job fair. Many job applicants tend to rewrite their objective for each position they apply for, and the unpredictability of a job fair takes away the opportunity to custom write each resume. Your first tactic should be to create a clear objective that can be applied to several different companies. The book "High Impact Resumes and Letters" suggests that you write a single, hard-hitting objective that communicates what you want to do and what you have to offer; then apply this objective to all resumes. A second tactic, if you know that there are two diverse job opportunities that you are interested in, is to create multiple copies of your resume. You can also eliminate the objective completely, letting the other information on your resume speak for itself.

Create Your Resume
Your job fair resume should be short and to the point. Keep the information to a single page at all costs. A combination resume is often the best approach for creating a diverse resume for this type of event. A combination resume uses some elements from both a chronological resume and a functional resume, allowing you to present both your skill set and your relevant work experience. Highlight only those skills and previous jobs that will be important to the employer. Avoid providing a long timeline of your previous jobs, or an exhaustive list of skills that don’t apply to your field. Keep it focused and concise so that your employer can size up your job qualifications at a glance.

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Interview Tips on Long-Term Career Goals

Interview Tips on Long-Term Career Goals

There is no one right answer to an interview question about your long-term career goals, but "the more focused and employer-centered you can be about your goal, the better your chances will be of steering the interview in the right direction," says Carole Martin in an article on long-term goals for recruitment and career advice website Monster. Recognize that the employer is asking you about your career ambitions to assess how your goals complement the organization's needs. Focus your answer accordingly.

The hiring manager really wants to know whether you plan on a long-term career with the company. Telling the manger that you plan to go back to school or want to in a different field are red flags for the potential employer. Instead, focus on how you hope to be involved in growing the company or how you want to build long-term relationships with clients, emphasizing that your personal goals are aligned with where the company is headed.

When interview panels ask about your long-term goals, they are trying to identify if you have the focus and determination the company is looking for in a potential recruit. The ideal answer to the question demonstrates ambition and motivation without entitlement. Instead of replying "I want your job," focus your goal on potential opportunities within the company, or the ways you would like to help achieve company goals: for example "I hope to be involved in a leadership capacity with the expansion into global markets."

Realistic Expectations
By asking about long-term career goals, the hiring manager can determine if the applicant's overall goals are too narrowly defined. The employer might be concerned if your career ambitions have a narrow focus or concentrate exclusively on a niche market the company does not have plans to develop. Instead of including a particular job in your answer, for example, "I want to be the sales and branding manager for home furnishings in the Western region," you should focus on an overall division or function in the company and more general answers, such as "I hope to increase my knowledge of sales and branding, and I would love to develop managerial responsibilities in those areas."

The interview panel wants to see that you are thoroughly prepared for the interview. That means you should fully research the company, its mission, goals and operations. By asking about your long-term goals, the panel wants to know whether you have researched potential career paths available at the company, if you are aware of the organization's values and objectives, and how these complement the your own career plans. Research the company by reading the company website, reviewing relevant news articles and talking to contacts who already work for the organization, and then incorporate the relevant facts and figures from your research when you talk about your career goals. Prepare for the interview by enlisting a friend for mock interviews. Talk about your goals, career plans and where you see yourself in five years until you feel comfortable answering an interview question about long-term career goals.

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Tips on Creating a Career Portfolio

Tips on Creating a Career Portfolio

A career portfolio is a useful tool that can magnify your experience, education and other aspects of your entire career. Career portfolios can be given to prospective employers at an interview who can see some the work you have done thus far in your career. The main misperception about career portfolios is that they are only suitable for artists. In truth, anyone can use them. Here are some tips to create an effective career portfolio.

Biography and Statement
A career portfolio includes a biography and a career statement that can deeply describe you. These sections allow you to really sell yourself by promoting your motives for choosing your career. The biography should briefly express your level of education and career progress as well as any relevant activities. You can also include any credentials you may have. As for the career statement, you can relate that to a mission statement. It should describe your work philosophy and your professional beliefs. Together, these two sections help match your beliefs with the prospective employer's beliefs.

Career Goals
In the career goals section, you should describe where you see yourself with this career two, five, and even 10 years into the future. After describing these goals, explain how you will obtain them: for example, learning new skills by returning to school. Include how you plan to participate in professional organizations in the future as well, which demonstrates your dedication to the field. Furthermore, expressing that you plan to give back to society shows a sincere care that employers tend to appreciate.

Work Samples
Perhaps the best aspect of owning a career portfolio is that prospective employers can view the work you have done in your career. For example, if you have a career in journalism, a portfolio including articles and stories you have written can claim the attention of a potential employer. In short, work samples visually highlight your skills. Choose the best work you have created, and try to choose the samples that most accurately relate to your career goals. You can organize these samples in the portfolio by chronological order. Write captions if needed around a visible part of the sample so the interviewer can identify what the sample pertains to. Never use the original of your sample; instead, use copies so you can prevent damage or loss.

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Grants for a Single Mom's Business

Grants for a Single Mom's Business

Single mothers are definitely under pressure to multitask, from raising children to keeping a house to earning an income to sustain a comfortable lifestyle. If a single mom has a business idea, a good way to start the small business is to research and apply for financial grants that can help get the business started. Grants are not loans but are financial support and come from different types of organizations, from corporations to private foundations to the federal government. While grants are considered "free money" to some, there are guidelines with each type of grant that need to be followed once the grant has been provided. These include providing annual reports and financial statements once the business is off the ground. Many organizations, including the government, fund grants for single mothers. Here are steps on how to search for the grant that is best related to your business plan and goals.

Federal Government Grants
Go to and begin your search. There are many ways to search for the grant you are looking for. This website lists Grant Opportunities where you can search by category (from Arts to Transportation), or by agency (from the Department of Agriculture to Small Business Administration), or you can do an advanced search where you can search how far out the agencies give their grants, what type of funding you are requesting, and more. If you have found a grant that you qualify for, the next step is to apply for the grant in just a few easy steps.

Corporation Grants
Many large corporations have departments that give grants to people for many different reasons. The Levi Strauss company, for example, gives grants to low-income working people so they can build assets and possibly finance education to enhance and stabilize their future. Both Home Depot and the Bank of America corporations give grants to local communities. Bank of America says, "Our local market presidents and their teams develop relationships with other community leaders to determine the best use of philanthropic dollars in each community." The best site for searching for corporate grantors is The Non-Profit Times, a searchable database of thousands of corporations (see Resources).

Private Foundation Grants
Private foundations are set up to provide funding for people who are looking for financial assistance to set up a business. They also provide grants for many other individuals or groups for numerous reasons. The Foundation Center is a subscription-based search engine and a "national nonprofit service organization recognized as the nation's leading authority on organized philanthropy, connecting nonprofits and the grantmakers supporting them to tools they can use and information they can trust." While The Foundation Center isn't free, it provides the best information for private foundation grants available, and there are levels of subscription that should help you, depending on your financial situation.

Before You Begin
Before you begin looking for your single mother business grant, be prepared to answer some questions the grantor will ask. For instance, how far will your business reach (local or national), how much money will you need to launch your business, how many employees would you need, will you have a board of directors to assist with decision making, and finally, do you have short- and long-term goals for growth?

According to, there are over 1,500 domestic government grant programs available to the American public for 2009 alone, with over 1,000 federal Government grant programs, 24,000 state programs, 30,000 private foundations and 20,000 scholarship programs available as well as nearly 840,000 nonprofit organizations. Current funding for government grants is at 1.5 trillion dollars for 2009, so don't be discouraged if you get a rejection. The key to this task is try and try again.

Your local library may be a great reference for searching for grants, as many libraries carry the Grantmakers Reference Books, which provide listings of foundations indexed by what types of businesses and organizations or programs they give to. If you start with a letter of inquiry versus a full-length proposal, write a short, one-page query, but always follow the guidelines of the specific grantor. If you do not receive a response to your letter of inquiry, you can follow up with your full-length proposal. Be persistent and optimistic--if your idea is a good one, there are many resources that can help you along the way.

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Hiring Manager Job Description

Hiring Manager

A hiring manager is someone who recruits, interviews and hires potential employees for a company. Hiring managers read over cover letters and resumes, searching for candidates who best meet their company's needs. Once finding candidates, hiring managers begin the interview process, asking questions about a candidate's previous work experience, then calling references and performing background checks. Hiring managers are sometimes referred to as human resources (HR) managers.

Hiring managers must have a through understanding of their company's policies and mission, explaining it to candidates during the interview process. Many are expected to write, edit and distribute employee handbooks. They work in a wide range of industries, and must explain company health and retirement plans to prospective workers, and perhaps train those workers once they are offered a job. They are also often responsible for helping employees work as a team and keeping morale high, occasionally using bonuses as incentive.

Hiring managers should be upbeat and maintain a positive attitude about their place of employment. Since they are representing their company, they also need to be professional, well-groomed, friendly and confident. In the event they run an entire department of related HR workers, hiring managers also need to feel comfortable delegating and scheduling employees. On top of those things, hiring managers need to be organized and capable problem solvers, and have at least basic abilities in computers, math and grammar.

Most companies prefer candidates with bachelor's degrees when looking for hiring managers. Many are promoted through the ranks, usually of their own HR department, or sometimes come from another company in a related industry. Hiring managers typically focus on college courses in human resources, communications, administration and business. Occasionally, they will attempt to obtain certificates for the purpose of advancement.

According to the U.S. Bureau of Labor Statistics, jobs for hiring managers will likely increase by 22 percent through 2018. That's almost twice as fast as the average for all occupations during the same span. More than 904,000 workers were employed in the HR field in May 2008, the BLS reported.

Wages for hiring managers vary greatly by industry and overall duties. Some are among the highest earners in the country, with salaries surpassing six figures. According to the BLS, in May 2008, managers in HR roles earned a median salary of anywhere from $38,970 to $107,280 per year.